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How Consumer Credit Counselling Services Actually Work
Many Canadians rely on consumer credit counselling services to help manage debt. When credit card debts feel like a challenge you can get a free evaluation to see if this is an option for you. A credit counsellor, someone who specializes in debt relief, will assess...
Your top 5 questions about debt consolidation, answered
You may have heard that debt consolidation can help you get ahead of unpaid debt. But even with this information, you might have questions about how debt consolidation works, and whether it would be right for you. To help answer these questions, we teamed up with our...
How Do Email Money Transfers Work?
Being able to send funds to loved ones, as well as to businesses, to pay rent, and make direct donations without having to go to the ATM makes life so much easier – but many do not know what email money transfers are. Email money transfers are an inexpensive, quick,...
What Is the Minimum Credit Score for A Mortgage in Canada?
Many people wonder “what is a good credit score in Canada for a mortgage?”, when they are thinking of buying a home. Having a credit score of 680 or higher will be necessary to meet the minimum credit score for a mortgage in Canada. There are financial institutions...
How to Get a Fast Cash Loan in Canada
What would you do if you needed a large sum of cash for an emergency? Even if you have a decent, stable source of income, sometimes it just isn’t enough to cover an unexpected event like a medical bill, home repair, or major car issue. That’s where quick cash loans...
How to Rent-to-Own in Ontario
If you’ve been keeping track of housing prices in Canada’s major cities, you know that they have been sharply rising over the past decade or so. While Vancouver is well known for its exorbitant housing prices, Toronto and Montreal are not far behind. This situation...
Get The Best Rate for a Line of Credit in Canada
Looking for the best line of credit rates in Canada? You’re not alone. At some point, everyone will need some help with their finances. A line of credit is the perfect extra boost that can help with paying your bills or making that big purchase you’ve been thinking...
What is the Prime Rate?
If you’ve ever taken out a loan, spoken to a financial advisor, or had a conversation with a friend about mortgages, you’ve probably heard the term prime rate. The prime rate affects most lending products, so it’s important to know exactly what it is and how it...
Everything You Need To Know About Bad Credit
Everything You Need To Know About Bad Credit Are you afraid you might have bad credit? Even worse, is your low credit score preventing you from accessing the financing you need? Are you not sure how credit is calculated, or would you like to know how to improve your...
Refinancing Car Loans For Beginners
For many people, owning a car isn’t simply a preference, it is a necessity. Whether that vehicle requirement is related to your work commute, your family situation, your hectic schedule or a lack of alternative public transportation options, sometimes there simply is...