Canada has several disability payments with similar names. The Canada Disability Benefit began paying in July 2025 and pays up to $204.20 a month for July 2026 to June 2027. The Canada Disability Benefit payment dates fall on the third Thursday of each month, and you must first be approved for the Disability Tax Credit (DTC).
It is separate from four other programs:
- A CPP disability benefit is paid from the Canada Pension Plan to people under 65 who cannot work because of a disability. In 2026 it pays up to $1,741.20 a month.
- The DTC is a tax credit, not a payment. The CRA decides who gets it, and the Canada Disability Benefit depends on it.
- Provincial disability assistance, such as ODSP in Ontario or AISH in Alberta, is paid by the province.
- The RDSP is a long-term savings plan for people approved for the DTC, with government grants and bonds paid into it.
Canada Disability Benefit Payment Dates for 2026
Payments go out on the third Thursday of each month, as set out in the benefits payment calendar on Canada.ca. The 2026 dates are:
| Month | Payment date |
|---|---|
| January 2026 | Thursday, January 15 |
| February 2026 | Thursday, February 19 |
| March 2026 | Thursday, March 19 |
| April 2026 | Thursday, April 16 |
| May 2026 | Thursday, May 21 |
| June 2026 | Thursday, June 18 |
| July 2026 | Thursday, July 16 |
| August 2026 | Thursday, August 20 |
| September 2026 | Thursday, September 17 |
| October 2026 | Thursday, October 15 |
| November 2026 | Thursday, November 19 |
| December 2026 | Thursday, December 17 |
The calendar ends at December 17, 2026. Dates for 2027 have not been posted, and the third-Thursday rule is the pattern to plan around until they are.
Two payments sit outside the monthly rhythm. If your total for a July-to-June period is $240 or less ($20 or less a month), you receive one lump sum instead, paid on your next scheduled date.
The other is a one-time $150 supplemental payment, meant to offset the cost of getting the DTC. It was scheduled for September 17, 2026 for anyone who received a payment between July 2025 and June 2026, and people whose first payment came later get theirs later. You do not apply for it.
How Much the Canada Disability Benefit Pays
The maximum depends on the benefit period, which runs from July to June, and on the tax return Service Canada reads for that period.
| Period | Maximum a month | Income read from | Working income exempt (single / couple) |
|---|---|---|---|
| July 2026 to June 2027 | $204.20 | 2025 return | $10,210 / $14,294 |
| July 2025 to June 2026 | $200 | 2024 return | $10,000 / $14,000 |
Amounts rise with inflation each year. A change in your income during 2025 shows up in payments from July 2026, not before.
The benefit is income-tested. Income means family net income from your tax return (yours plus your spouse’s or common-law partner’s), less any RDSP income and Universal Child Care Benefit received. Provincial social assistance counts, and so do CPP disability benefits and long-term disability payments when an employer paid the premiums. The Canada Child Benefit does not.
Below a threshold you receive the maximum. Above it, the benefit shrinks:
- by 20 cents for every dollar over, for a single person or a person whose partner does not receive the benefit
- by 10 cents for every dollar over, for each partner, when both partners receive it
Working income up to the exemption is set aside first.
Canada.ca’s worked examples use the thresholds for July 2025 to June 2026: $23,000 for a single person and $32,500 for a couple. In one example, a single person earning $35,000 from a job has $25,000 counted after the $10,000 exemption. That is $2,000 over the threshold, so the benefit falls by $400 a year, to $166.67 a month.
For the amount that applies to your household for July 2026 to June 2027, rely on the letter Service Canada sends each June. The benefit estimator on Canada.ca gives an estimate only.
Who Qualifies
To qualify, you must:
- be 18 to 64 years old
- be approved for the DTC
- be a Canadian resident for income tax filing purposes
- have filed your 2025 federal income tax return, as must your spouse or common-law partner if you have one
- be a Canadian citizen, a permanent resident, a person registered or entitled to be registered under the Indian Act, a protected person, or a temporary resident who has lived in Canada throughout the previous 18 months
The DTC is the step to start first. A medical practitioner completes part of the application, and the CRA says you pay any fee they charge, though you may be able to claim it as a medical expense. The CRA also advises sending the DTC application before you file your tax return, because filing both together can delay the assessment.
Your First Payment and Back Payments
Service Canada expects to send a decision letter within 28 calendar days of your application, or 49 days when a legal representative applies for you. If you qualify, you are paid the month after approval, on that month’s third Thursday. Approval in October 2026 means a first payment on Thursday, November 19, 2026.
That first payment includes back payments if you are owed any. They reach up to 24 months before Service Canada received your application, and never before June 2025.
You can apply online, by phone at 1-833-486-3007, at a Service Canada office, or on a paper form. Direct deposit is the fastest and most reliable way to be paid, and a cheque is the alternative.
How the Benefit Fits With Provincial Assistance and Other Income
Provinces and territories decide for themselves whether the Canada Disability Benefit reduces their own assistance, and the answers differ. This is what four governments say.
| Province | Treatment | Programs named | Government source dated |
|---|---|---|---|
| Ontario | Exempt as income | ODSP, Ontario Works | September 23, 2026 |
| British Columbia | Exempt as income | Income, disability and hardship assistance | June 20, 2025, and September 29, 2026 |
| Saskatchewan | Exempt | Core income assistance programs | June 20, 2025 |
| Alberta | Counted as non-exempt income | AISH | April 2026 |
In Ontario, British Columbia and Saskatchewan, the payment comes on top of provincial assistance. In Alberta, AISH treats it as non-exempt income, and the province says overall monthly support stays the same. AISH recipients who do not apply or report the result have their monthly AISH reduced by $200.
Manitoba, Quebec, the Atlantic provinces and the territories each set their own rule. Ask your caseworker or the office that pays your assistance before counting the payment as extra money.
Other income is treated this way:
- The Canada Disability Benefit is not taxable. It does not go on your tax return, and no tax slip is issued.
- A person can receive CPP disability and the Canada Disability Benefit together, and CPP disability counts as income when the amount is set.
- Money paid out of an RDSP is subtracted from the income used, so it does not reduce your amount.
If CPP disability is your main income, a loan without employment verification is assessed on that income rather than a paycheque, and each lender decides on approval. On ODSP, check how ODSP treats a loan first, because a loan can be deducted from your payment unless it is authorized and used for an approved purpose.
Staying Eligible, and What to Do If a Payment Is Missing
Service Canada reviews your information every year, and you do not reapply. You must keep meeting the criteria, including filing your income tax return by April 30. Every June it sends a letter confirming whether you still qualify and how much you will receive.
Tell both Service Canada and the CRA when your address, bank account or marital status changes. Changing your details with Service Canada does not change them with the CRA, and a missed update can stop your payments.
A payment may take a few days to arrive after the listed date, and a posted cheque can take longer than direct deposit. If one does not arrive:
- Wait 5 to 10 business days before contacting the program, as Canada.ca advises.
- Then call Service Canada at 1-833-486-3007, Monday to Friday, 8:30 am to 4:30 pm local time.
- If you are changing bank accounts, keep the old one open until a payment lands in the new one, which can take up to a month.
If you disagree with a decision or an amount, you can ask for a reconsideration within 180 days of the date printed in the top right corner of the decision letter, so keep the letter.
Frequently Asked Questions
The third Thursday of every month. The last three payment dates of 2026 are October 15, November 19 and December 17. Payment arrives by direct deposit or cheque, a cheque can take longer, and 2027 dates have not been posted yet.
The maximum is $204.20 a month for July 2026 to June 2027, up from $200 in the previous period. Your own amount depends on family income, so it can be lower. The letter Service Canada sends each June gives your figure.
That figure is the Canada Disability Benefit’s maximum for July 2025 to June 2026, now $204.20 for July 2026 to June 2027. Whether it is extra depends on the province: Ontario, British Columbia and Saskatchewan do not count it, but Alberta does for AISH.
It already has. The first month of eligibility was June 2025, and payments began in July 2025. A new applicant is paid the month after approval, with back payments for up to 24 months, though never for months before June 2025.
People aged 18 to 64 who are approved for the Disability Tax Credit, live in Canada for tax purposes and have filed their 2025 return, along with a spouse or partner if they have one. A qualifying status, such as citizenship or permanent residence, is also needed.
No. Ontario treats the benefit as exempt income, so it changes neither ODSP eligibility nor the size of the payment. That is Ontario’s rule only. Other provinces choose their own, and Alberta counts the benefit as income for AISH, so ask the office that pays you.
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