About GoDay

GoDay provides speedy online payday loans, giving Canadians fast access to cash. The entire process is online—no paperwork or faxing required. Just fill out an online application, get an instant decision, and sign your contract digitally.

There are no hidden fees, and you don’t need perfect credit to qualify. Funds are delivered on the same day via direct deposit or Interac email money transfer. GoDay specializes in offering short-term financial solutions for those facing cash flow issues.

GoDay FAQs

How Can I Apply for a GoDay Payday Loan?

To apply for a payday loan with GoDay, simply fill out their easy online application form, available 24/7. The process is quick, and they aim to offer one of the fastest payday loan services in Canada. Within seconds of submitting your application, you’ll know if you’re pre-approved.

If they need more information, they will contact you right away by phone or email. Once approved, they use the fastest tools available to transfer your loan as quickly as possible. Their Toronto-based Customer Service team is ready to assist you with any questions or concerns.

Is Employment Required to Get a Loan?

No, you don’t need to be employed. GoDay accepts customers with various income sources, including employment income, Canada Child Benefit, Disability Tax Credit, Old Age Security, private pensions, and Canadian Pension Plan. Just complete the payday loan application, and they will determine if you qualify.

Does GoDay Conduct Credit Checks?

Yes, GoDay may perform a credit check as part of the automated decision process. This usually doesn’t affect your credit score, though it depends on your credit history. Keep in mind that they consider more than just your credit score when reviewing your application. To increase your chances of approval, ensure you provide accurate information.

Do I Need a Bank Account to Get a Loan from GoDay?

Yes, you need an open bank account with a Canadian bank or credit union to receive your funds.

Can Renters Apply for a Payday Loan?

Yes, renters are welcome to apply. As long as you provide a current address, details of a steady income, and a commitment to repay your loan, GoDay will be happy to consider your application.

GoDay Products

Short-Term Loan

Loan Amount

• $100 – $1,500

Rates & Term Length

• Interest Rate: Dependent on province
• Payment Schedule: 14 days to 2 months

Service Details

• Loan Processing Time: Up to 24 hours 
• Money Transfer Method: Direct Deposit
• Repayment Method: Automatic debit

Eligibility

• Over 18 years of age 
• Must be Canadian citizen or permanent resident
• Over $1,000 of monthly income
• Must have steady income 
• Must have valid contact information 

Required Documentation

• No documents required. GoDay offers an all online application