Homewise Reviews, Ratings And Fees


609 Marlee Avenue
Toronto, Ontario


Monday to Friday 8:30 am – 6 pm
Saturday Closed
Sunday Closed

Who Is Homewise?


The easiest way to get the best mortgage

Getting a mortgage can be tedious and confusing. It’s hard to tell if you are actually getting the best mortgage when you go to just one biased lender – Homewise changes that. They make the process very easy and fast, with a 5 minute online application. Then, they negotiate for borrowers with over 30 banks and lenders to find them the best mortgage in the market, specific to each client’s unique needs. Finding the best rate and features to save clients the most money possible.

Further, they set clients up with an unbiased Advisor from their team to help them at each step from approval to move-in. Homewise makes mortgages easy, stress free and overall saves borrowers a lot of time and money.

Looking to get a mortgage for a new home, refinance, switch or get pre-approved, it’s as easy as three steps?

– Apply online in 5 minutes
– Get set up with a personal unbiased Homewise Advisor who negotiates for you with over 30 banks and lenders
– Get the best mortgage and save the most money

All of Canada except Quebec

Products Offered


Conditions and Rates  Eligibility & Documents  
Interest rate
Varies – they work to find the best rate

$100,000 – Unlimited


Who is eligible
Canadian residents over 18 years of age

What you need to provide
Government ID
Mortgage statement
Property assessment
Complete online application

How fast can you get the money
Within 2 weeks

Funding method
Direct Deposit

How does repayment work
Weekly, bi-weekly or monthly payments from bank account

Frequently Asked Questions About Homewise Mortgages

What is Homewise?
Homewise is a full-service digital mortgage service that searches the market of 30+ banks and lenders to find them the best mortgage. Homewise acts as a broker in the process, Advising clients at each step. At Homewise, you can expect speed, ease and the goal of getting the best rate and features for your unique needs.

Is Homewise Safe?
Yes, Homewise is a Canadian licensed brokerage, whose team has over 75 years of combined experience. They have their FSCO/FSRA license to work across Canada (except Quebec). Tens of thousands of Canadians have used Homewise.

What Products and Services Does Homewise Offer?
Homewise offers mortgage loans, including Pre-approvals, purchase approval, refinance, switch and HELOC’s. Focused on the A. B and private space.

How Much Can I Borrow from Homewise?
Based on qualification, Homewise’s lenders allow for a minimum of $50,000 loan and upwards of millions.

What Is the Interest Rate on a Homewise Loan?
Homewise scans the market to find clients the best interest rate at all times. Searching through Big Banks, Credit Unions and Monoline lenders.

What Is the Term Length for a Homewise Loan?
Homewise provides all of the standard loan terms for its mortgages. You can choose the one that works best for you. Homewise offers 1-5 year terms, as well as 7 and 10. Further, Homewise offers Fixed and Variable rate mortgages. .

How to Qualify for a Homewise mortgage?
To qualify for a Homewise mortgage, you’ll have to be over 18 years of age, and apply on their website, meeting lender qualifications.

Can I Apply Online for a Homewise mortgage?
Homewise applications are taken online! Which means you can apply online on their site in 5 minutes.

How Does Loan Repayment Work at Homewise?
Homewise will work to find the best options for your unique profile. Whether it’s weekly or bi-weekly, as well as which prepayment options are preferred to repay you remortgage more quickly.

Which Provinces Is Homewise Available in?
Homewise offers its services across Canada, except Quebec.

What Kind of Customer Support Does Homewise Offer?
All Homewise clients are set up with a personal Homewise Advisor.

What are Homewise’s Working Hours?
Homewise is available online 24/7 and offers support services around the clock where necessary. Initial calls are generally Monday-Friday between 8:30-6

Lend For All     1 King St W Suite 4800 -24 Toronto, ON M5H 1A1   |  +1 800-532-4505

Disclaimer: Lendforall Canada/Lendforall.ca is not a lender, does not make offers for loans, and does not broker online loans to lenders. Submission of a loan request to this website does not guarantee an offer or an approval for a loan. Lendforall Canada is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. All products, logos, and company names are trademarks™ or registered® trademarks of their respective holders. Their use does not signify or suggest the endorsement, affiliation, or sponsorship, of or by Lendforall Canada or them of us. This content is provided by Lendforall Canada and is free of charge with no obligation to continue with the third party.

Lendforall.ca is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Lendforall Canada strives to provide a wide array of offers for our users, but our offers do not represent all financial services companies or products. We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide.