About Loan Express

Loan Express is a Canadian payday lender that has been around since 2006. With nearly 20 years of experience in the industry, they specialize in getting you a quick cash advance. They offer small, short-term loans with a 14-day repayment period. You can apply any day of the year, 24/7.

Their minimal requirements make it easy for anyone to apply, even if you have bad credit. Whether you need money for an emergency, a big purchase, or just to cover expenses.

Loan Express offers several advantages, including fast funding, with approved applicants receiving their money within 5 minutes via e-transfer.

The application process is simple, with minimal requirements and an entirely online, paperless system. You can apply for a loan at any time, whether on weekends or late at night. Additionally, Loan Express is a reputable and licensed lender in every province it serves.

Loan Express FAQs

How Can I Cancel My Loan Express Loan?

To cancel, you must fill out, sign, and submit the cancellation form by the end of the next business day after receiving your loan. You’ll also need to return the loan amount by the same deadline. No fees are involved in this process.

How Does Loan Express Stand Out From Other Payday Lenders?

Loan Express offers a special feature that lets you request and receive loans instantly at any time. By setting up an account and providing your details, you can easily access funds whenever you need them, making it an ideal option for emergencies where quick cash is necessary.

What Types of Income Qualify for a Loan with Loan Express?

In addition to income from employment, Loan Express accepts various other sources, such as the Canada Child Benefit (CCB), pensions, disability benefits, and other government payments. These must be direct deposits and made regularly to qualify.

Employment income is considered if you’ve been working for at least 2 months. In some roles, you may need to be employed for at least 6 months for your income to count.

Loan Express Products

Payday Cash Advance 

Loan Amount

• Up to $1,500

Rates & Term Length

• Interest Rate: Varies by province
• Payment Schedule: Up to 14 days

Service Details

• Loan Processing Time: Up to 24 hours
• Money Transfer Method: Interac e-Transfer
• Repayment Method: Automatic debit

Eligibility

• Over 18 years of age 
• Active bank account
• Active income
• Resident in any province serviceable by Loan Express  

Required Documentation

• Government-issued ID
• Proof of income