About Speedy Cash

Speedy Cash is a Canadian-operated leader in the financial services industry, known for its commitment to providing convenient and friendly service. Founded in 1998, Speedy Cash has expanded its operations to twenty branch locations across Alberta, Ontario, British Columbia, New Brunswick, Nova Scotia, Newfoundland, Saskatchewan & Manitoba.

The company’s growth has been fueled by its dedication to offering exceptional customer service and its active involvement in the communities it serves. Speedy Cash aims to be the leading payday lender in these communities, delivering immediate financial solutions to its valued customers with integrity and a customer-first approach.

Beyond its business operations, Speedy Cash is deeply committed to community engagement. The company and its employees actively contribute time and resources to various organizations in need, reflecting its pride in giving back to the communities where it operates. This commitment to social responsibility underscores Speedy Cash’s mission to not only provide financial services but also to help the communities it serves thrive.

Speedy Cash FAQs

What Types of Income Does Speedy Cash Accept?

Speedy Cash provides loans based on various income sources, including:

• Employment Income
• Employment Insurance (EI)
• CPP or Private Pension (as long as it’s paid by direct deposit)
• Child Tax Benefit (must be paid by direct deposit)

How Much Does a Speedy Cash Loan Cost?

The cost of a Speedy Cash loan depends on your location:

• In British Columbia, Ontario, and Alberta, it’s at most $14 for every $100 borrowed, repayable on your next payday.
• In Nova Scotia, Manitoba, and Saskatchewan, the cost is also at most $14 for every $100 borrowed, repayable on your next payday.
• In Newfoundland and Labrador, it’s $14 for every $100 borrowed.

Do I Need to Be Employed to Get a Loan from Speedy Cash?

No, you don’t have to be employed to qualify for a loan, but you do need to have a consistent income. Speedy Cash wants to ensure you can repay the loan quickly and comfortably.

How Does Speedy Cash Online Work?

Speedy Cash offers flexible loans 24/7 with an easy online application process. You can apply at any time, and customer support is available during regular business hours. Unlike other lenders, there’s no paperwork or waiting on the phone—the entire process is online. Once approved, you can have the money in your account within one business day.

Does Speedy Cash Online Check My Credit?

Speedy Cash doesn’t perform a traditional credit check, but they do use TransUnion to verify your identity. This results in a soft inquiry, which won’t affect your credit score and isn’t visible to other lenders.

Speedy Cash Products

Payday Loan

Loan Amount

• $200 – $1,500

Rates & Term Length

• Payment Schedule: Up to 14 days

Service Details

• Loan Processing Time: Up to 24 hours
• Money Transfer Method: Direct Deposit
• Repayment Method: Automatic debit

Eligibility

• Over 18 years of age 
• Active bank account
• Must be a Canadian resident 

Required Documentation

• Government-issued ID
• Void cheque
• 30-60 days of banking statements
• Proof of address
• Most recent pay stub