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7 Tips for Qualifying for a Small Business Loan
The first things to ask yourself when applying for a small business loan is why you need the funds and how you plan to repay it. Both traditional banks and online lenders would require your credit history and your future business plans. Having all the necessary...
How to Get an Unsecured Personal Loan with a Bad Credit?
Over 1 million Canadians end up with a bad credit every year. Having bad credit means it will be difficult to get approved for a credit card, take any kind of loan and sometimes even to get a job. Loan approval in Canada on bad credit It is likely that your chances of...
8 Credit Solution Tips for Canadians!
Having good credit is your means to achieve your financial and life goals. However, if you are not careful in paying your debt then bad credit can make things difficult for you. Remember no credit problem is too big or small. All you have to do is try to fix it! With...
7 Smart Ways to Repair Your Bad Credit
Having your application rejected by a potential landlord or a financial institution can be a frightening moment. For those unaware, bad credit can affect every aspect of your life; it reduces your chances of getting a mortgage, buying a new car, and even getting a...
The Prime Reason You Shouldn’t Borrow Money from Your Bank
Even if you’re not a financial wizard, there’s a good chance that you’ve heard the term “prime rate” during your financial meetings and inquiries with a trusted adviser or a family member. If you find yourself needing a financial loan and are exploring your options,...
Leasing vs. Financing: How to Get Your Hands on a Vehicle
Looking for a new vehicle can be exciting, deciding whether to lease or finance it depends what your long-term objective. Do you intend to keep it for the life of the vehicle? If yes, then a loan is the best option for you. If your aim is to get a new vehicle every...
Different Types of Loans for Canadians
When looking for a loan it becomes apparent very fast that not all loans are created equal. With different requirements and rates its always to do some research before committing to a loan. There are several types of loan available in Canada. To find out which one...
How to Apply for a Personal Loan with Bad Credit
Having bad credit is not the ideal situation anyone wants to be in, but for so many reasons some people end up in that situation. People can have bad credit for various reasons. If you miss payments, max out your credit cards, file for bankruptcy or foreclosure, your...
The Right Choice? Installment vs Payday loans
If you are faced with a situation where you need extra cash to cover an unexpected bill or make a home repair, you might look at a loan. The type of loan is important, installment and payday loans are the two most popular ways to get the cash you need in the fastest...
Understanding Car Loans
How many times do you drive by a car dealership and see the bright sign on the shiny car with the low interest percentage and think, what a good deal! But before heading into the dealership you need research if this is the real deal for your credit situation. There...