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Everything You Need To Know About Bad Credit
Everything You Need To Know About Bad Credit Are you afraid you might have bad credit? Even worse, is your low credit score preventing you from accessing the financing you need? Are you not sure how credit is calculated, or would you like to know how to improve your...
Refinancing Car Loans For Beginners
For many people, owning a car isn’t simply a preference, it is a necessity. Whether that vehicle requirement is related to your work commute, your family situation, your hectic schedule or a lack of alternative public transportation options, sometimes there simply is...
What’s the Diff? Gross versus Net Income
A high level of financial literacy is an important asset for anyone to have as they make their way through the world. Understanding common financial terms helps you navigate what can be very complicated issues, and assist you as you plan for the future. Being well...
Debt Consolidation 101
Having a large debt can negatively affect your life in a number of ways. First and foremost, it affects your pocketbook. A huge debt load hanging over your head means that you will have to use some of your income just to pay the interest, which reduces your available...
Credit Repair Companies Explained
Anyone with poor credit knows this unfortunate fact: having bad credit makes life harder. Poor credit leads to a variety of troublesome financial situations for consumers that impact their daily lives or their livelihoods. These can include negative items such as a...
7 Tips for Qualifying for a Small Business Loan
The first things to ask yourself when applying for a small business loan is why you need the funds and how you plan to repay it. Both traditional banks and online lenders would require your credit history and your future business plans. Having all the necessary...
How to Get an Unsecured Personal Loan with a Bad Credit?
Over 1 million Canadians end up with a bad credit every year. Having bad credit means it will be difficult to get approved for a credit card, take any kind of loan and sometimes even to get a job. Loan approval in Canada on bad credit It is likely that your chances of...
8 Credit Solution Tips for Canadians!
Having good credit is your means to achieve your financial and life goals. However, if you are not careful in paying your debt then bad credit can make things difficult for you. Remember no credit problem is too big or small. All you have to do is try to fix it! With...
7 Smart Ways to Repair Your Bad Credit
Having your application rejected by a potential landlord or a financial institution can be a frightening moment. For those unaware, bad credit can affect every aspect of your life; it reduces your chances of getting a mortgage, buying a new car, and even getting a...
The Prime Reason You Shouldn’t Borrow Money from Your Bank
Even if you’re not a financial wizard, there’s a good chance that you’ve heard the term “prime rate” during your financial meetings and inquiries with a trusted adviser or a family member. If you find yourself needing a financial loan and are exploring your options,...