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What’s the Diff? Gross versus Net Income
A high level of financial literacy is an important asset for anyone to have as they make their way through the world. Understanding common financial terms helps you navigate what can be very complicated issues, and assist you as you plan for the future. Being well...
Debt Consolidation 101
Having a large debt can negatively affect your life in a number of ways. First and foremost, it affects your pocketbook. A huge debt load hanging over your head means that you will have to use some of your income just to pay the interest, which reduces your available...
Credit Repair Companies Explained
Anyone with poor credit knows this unfortunate fact: having bad credit makes life harder. Poor credit leads to a variety of troublesome financial situations for consumers that impact their daily lives or their livelihoods. These can include negative items such as a...
7 Tips for Qualifying for a Small Business Loan
The first things to ask yourself when applying for a small business loan is why you need the funds and how you plan to repay it. Both traditional banks and online lenders would require your credit history and your future business plans. Having all the necessary...
How to Get an Unsecured Personal Loan with a Bad Credit?
Over 1 million Canadians end up with a bad credit every year. Having bad credit means it will be difficult to get approved for a credit card, take any kind of loan and sometimes even to get a job. Loan approval in Canada on bad credit It is likely that your chances of...
8 Credit Solution Tips for Canadians!
Having good credit is your means to achieve your financial and life goals. However, if you are not careful in paying your debt then bad credit can make things difficult for you. Remember no credit problem is too big or small. All you have to do is try to fix it! With...
7 Smart Ways to Repair Your Bad Credit
Having your application rejected by a potential landlord or a financial institution can be a frightening moment. For those unaware, bad credit can affect every aspect of your life; it reduces your chances of getting a mortgage, buying a new car, and even getting a...
The Prime Reason You Shouldn’t Borrow Money from Your Bank
Even if you’re not a financial wizard, there’s a good chance that you’ve heard the term “prime rate” during your financial meetings and inquiries with a trusted adviser or a family member. If you find yourself needing a financial loan and are exploring your options,...
Leasing vs. Financing: How to Get Your Hands on a Vehicle
Looking for a new vehicle can be exciting, deciding whether to lease or finance it depends what your long-term objective. Do you intend to keep it for the life of the vehicle? If yes, then a loan is the best option for you. If your aim is to get a new vehicle every...
Different Types of Loans for Canadians
When looking for a loan it becomes apparent very fast that not all loans are created equal. With different requirements and rates its always to do some research before committing to a loan. There are several types of loan available in Canada. To find out which one...